Spring Updates Every Homeowner Should Know

First off, thank you.

Whether we helped you purchase your first home, your dream home, or your next investment, we’re grateful to be part of your journey. At The Juarez Group, our relationship doesn’t end at closing — we’re always here to guide, educate, and support you through every season of homeownership.

Here are a few important Spring Updates Every Homeowner Should Know:

1. We Launched a New Website — and a Special Page Just for You

We’re excited to announce that the new www.TheJuarezGroup.com website is live! It’s designed to be a resource you can return to anytime you need insight, tools, or support.

Even better — we’ve created a page just for our past clients called Home Base. Inside, you’ll find:

• A live interest rate dashboard

• Escrow and property tax resources

• A refinance watch list

• And quick ways to reach us when you need help

  
  

Think of it as your personal homeowner hub — made with you in mind.

2. Property Appraisal Values Are Out — Time to Review

Most counties across Texas have released their updated property appraisal values. These directly impact your property taxes, so it’s important to check your notice of value as soon as possible. If your appraised value jumped unexpectedly, or you think it’s too high, you still have time to file a protest.

Not sure where to start?

We recommend scheduling a Spring Property Tax Review — A Spring Property Tax Review can help you catch errors, challenge high valuations, and ensure you're not overpaying. If you'd like help navigating the process, we can connect you with trusted local resources.

3. Getting Refi Calls? Here’s What You Should Know First.

Many of our past clients have told us they’re getting frequent calls from lenders pushing refinance offers. And while some of the note rates they mention might sound appealing, it’s important to look deeper.

Lenders are clever — they often present offers that seem “cost-free,” avoiding any real discussion about the true cost of the rate they’re quoting. In reality, these costs are often rolled into the loan and paid using your hard-earned equity. That means you’re not paying out of pocket, but you are paying — just in a different way. And no, that’s not free.

If you find yourself in this situation, ask yourself: “Do I really think mortgage companies are spending time reaching out just to give people free loans?”

Before making any decisions, let’s talk. We’ll run a personalized analysis and give you honest, pressure-free guidance to help you decide what’s actually in your best interest.

4. Should You Be Watching for a Refinance Opportunity?

Here’s what we’re seeing: based on the MBS Live Dashboard, average 30-year fixed mortgage rates are hovering between 6.875% and 7.125%.

If your current rate is 7.5% or higher, you may be getting close to what we call your “strike rate” — the point where it makes financial sense to refinance. A general guideline is to look for at least a 1% improvement from your current rate, ideally without paying points.

We’ve also created a new Refinance page on our website dedicated to helping you understand when it’s the right time to refinance. It breaks down market trends, how to calculate your strike rate, and what signs to look for before making a move — all in one place.

We’re Always Here for You

Whether you’re checking on your property taxes, thinking about refinancing, or just want to know where the market stands, you don’t have to figure it out alone. We’re just a call, text, or click away — and we’d be honored to help you or someone you care about.

Thank you again for trusting The Juarez Group.

– Alejandro Juarez

The Juarez Group | Fairway Independent Mortgage

📍 thejuarezgroup.com📲 @TheJuarezGroup